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Home & Contents insurance has been becoming more expensive year on year, this article discusses the reasons why, and seeks to find ways to break the cycle.
Home and Contents Insurance - Why premiums are on the increase. Page 2
Author: Anna Richardson
A no-claims discount will help to offset the
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So is there anything you can do to escape ( motor insurance ) these rising premiums?
The easiest, and the most effective, solution is to make sure you shop around for the cheapest deal, every time the policy comes up for renewal. It's not much fun but it will only take 30-40 minutes of your time and you will no doubt find a cheaper quote than your insurance ( life insurance quotations ) company can offer you on renewal. Applying online often gets you an extra 10% discount, and paying by direct debit will also trim off a bit more. Take a look on this website and you may find the cheapest deal is already ready and waiting!
There are other things you can do to reduce your premiums, for example home security. Insurers look kindly on neighbourhood watch schemes, and give discount if you have security locks on your windows. External security lighting, better locks on your external doors ( life insurance quotes ) and a burglar alarm will also see your premiums go down. Of course it will cost you money to install these security devices, but they will also make your home less of a target to burglars. The neighbourhood watch scheme comes for no extra cost though!
As a general rule, don't just blindly accept you insurance company's renewal quotes. They offer the best deals to their new customers, not their loyal customers that ( secured loans ) have been with them for years. You could save considerably by shopping around, so it's definitely worth a try!